Condition 2: "Go Make Money for Me"

The AI doesn't become infinitely smart, but it is clever enough to make more money than it costs to run, by itself. For example, the AI company tells their AI to "make money," and it succeeds. Now, what happens to the worth of the AI company? This is a general money-making machine, so you can imagine using it as leverage for your loans. Who wouldn't give you a loan, with knowledge you have access to a machine that can make more money than it consumes? The AI company becomes like the Federal Reserve, with the ability to print money. Money itself turns obsolete.